Comparison of Plus500 and XTB
| Feature | Plus500 | XTB |
|---|---|---|
| Broker | ||
| Year Founded | 2008 | 2002 |
| Broker Type | MM | MM |
| Dealing | B-book | B-book |
| Execution | Instant | Instant |
| Regulation | CySEC, FCA, ASIC, NZ FMA, FSCA, SFSA, EFSA, MAS, CFTC, NFA | BFSC, KNF, AMF, ACPR, FCA, CNMV, DFSA, BaFin |
| Platforms | Plus500 | xStation |
| Spread | ⮕ Average | ⮕ Average |
| Maximum Leverage | 1:30 | 1:500 |
| Minimum Deposit | $100 | $1 |
| Base Currencies | USD, EUR, GBP, AUD, CAD, CHF, JPY, SEK, NOK, CZK, PLN, HUF, TRY, SGD | USD |
| Funding Methods | Bank Wire, Credit Card, Debit Card, PayPal, Skrill | Bank Wire, Credit Card, Debit Card, Neteller, Skrill, PaySafeCard |
| Inactivity Fee | $10 per month after 3 months | $10 per month after 12 months |
| Interest on Margin | ✖ | ✖ |
| Withdrawal Fee | ✖ | ✖ |
| Investor Protection | UK Financial Services Compensation Scheme (FSCS), Investor Compensation Fund (ICF), Financialcommission.org | UK Financial Services Compensation Scheme (FSCS) |
| Protection Size | £85 000 / €20 000 | £85 000 |
| Segregated Accounts | ✔ | ✔ |
| Negative Balance Protection | ✔ | ✔ |
| Guaranteed Stop Loss | ✔ | ✖ |
| Copy Trading | ✖ | ✖ |
| VPS | ✖ | ✖ |
| MAM/PAMM | ✖ | ✖ |
| Scalping Allowed | ✖ | ✔ |
| EAs/Robots | ✖ | ✔ |
| Depth of Market (DOM) | ✔ | ✔ |
| Tradable Assets (CFDs) | Currencies, Indices, Stocks, ETFs, Metals, Energies, Soft Commodities | Currencies, Indices, Stocks, ETFs, Bonds, Metals, Energies, Soft Commodities, Cryptocurrencies |
| Review | Plus500 Review | XTB Review |
About Plus500
Plus500 is a leading CFD broker known for its simple and intuitive trading platform. Founded in 2008 and regulated by top-tier authorities such as the FCA (UK), CySEC (Cyprus), and ASIC (Australia), Plus500 provides a secure trading environment with access to a wide range of instruments, including forex, indices, commodities, shares, and ETFs. The broker is particularly praised for its user-friendly web and mobile platforms, which offer a streamlined trading experience without unnecessary complexity. While Plus500 excels in providing competitive spreads and no commission fees, it does not support third-party platforms like MetaTrader 4 or MetaTrader 5, which may deter traders who rely on advanced charting and automated trading tools. Additionally, educational resources are somewhat limited compared to competitors, making it less ideal for traders seeking in-depth learning materials. Despite these drawbacks, Plus500 remains a popular choice for traders who prioritize ease of use and access to diverse trading instruments.
Pros
- Regulated by top-tier authorities (FCA, CySEC, ASIC)
- Simple and intuitive proprietary trading platform
- Wide range of tradable instruments, including forex, stocks, and commodities
- Competitive spreads and no commission on trades
- User-friendly mobile app with real-time notifications
- Free and unlimited demo account for practice
Cons
- No support for MetaTrader 4 (MT4) or MetaTrader 5 (MT5)
- Limited educational resources for beginner traders
- Inactivity fees for dormant accounts
- No phone-based customer support; only live chat and email
About XTB
XTB is a reputable Forex and CFD broker renowned for its user-friendly trading platforms, extensive range of financial instruments, and strong regulatory standing. Established in 2002, XTB has grown to serve clients in numerous countries, offering access to major and minor currency pairs, commodities, indices, and cryptocurrencies. The broker is particularly appreciated for its proprietary xStation platform, which provides advanced charting tools, real-time data, and customizable features tailored to both novice and experienced traders. Additionally, XTB emphasizes education and support, offering a wealth of resources such as webinars, tutorials, and market analysis to help traders make informed decisions. With competitive spreads, transparent pricing, and reliable customer service, XTB stands out as a solid choice for those looking to engage in Forex and CFD trading.
Pros
- Regulated by top-tier financial authorities
- Provides access to Forex, commodities, indices, and cryptocurrencies
- Provides responsive and multilingual support
- Easy-to-navigate platform design
Cons
- Some countries face access limitations
- Certain withdrawal methods may incur additional costs
- xStation offers fewer customization options than some competitors
Plus500 & XTB Regulation
| Feature | Plus500 | XTB |
|---|---|---|
Companies | Plus500CY Ltd, Plus500UK Ltd, Plus500AU Pty Ltd, Plus500SEY Ltd, Plus500EE, Plus500SG Pte Ltd, Plus500US Ltd | XTB International Limited, XTB S.A., XTB Limited, XTB Sucursal, XTB MENA Limited, XTB S.A. German Branch |
Countries | Cyprus, United Kingdom, Australia, New Zealand, Seychelles, Estonia, Singapore, United States | Belize, Poland, United Kingdom, Spain, United Arab Emirates, Germany |
Regulators | CySEC, FCA, ASIC, NZ FMA, FSCA, SFSA, EFSA, MAS, CFTC, NFA | BFSC, KNF, AMF, ACPR, FCA, CNMV, DFSA, BaFin |
Investor Protection | UK Financial Services Compensation Scheme (FSCS), Investor Compensation Fund (ICF), Financialcommission.org | UK Financial Services Compensation Scheme (FSCS) |
Investor Protection Size | £85 000 / €20 000 | £85 000 |
Publicly Traded | ||
Segregated Accounts | ||
Guaranteed Stop Loss | ||
Negative Balance Protection |
Account Types
| Account | Plus500 | XTB |
|---|---|---|
Market Maker Account | ||
| Account Name | CFD | Standard |
| Min Deposit | $100 | $1 |
| Lot Size | 0.01 | 0.01 |
| Spread Type | Floating | Floating |
| Execution | Instant | Instant |
| Min Spread | 0.6 | 0.5 |
| Fee | No | No |
| Max Leverage | 1:30 | 1:500 |
| Stop Out | 100% | 30% |
| Margin Call | 100% | 100% |
| Additional Features | ||
| Demo Account | ||
| VIP Account | ||
| Swap-Free Account | ||
| Copy Trading | ||
| VPS | ||
| PAMM/MAM Accounts | ||
Funding and Fees
| Feature | Plus500 | XTB |
|---|---|---|
Base currencies | USD, EUR, GBP, AUD, CAD, CHF, JPY, SEK, NOK, CZK, PLN, HUF, TRY, SGD | USD |
Deposit and withdrawal methods | Bank Wire, Credit Card, Debit Card, PayPal, Skrill | Bank Wire, Credit Card, Debit Card, Neteller, Skrill, PaySafeCard |
Inactivity fee | $10 per month after 3 months | $10 per month after 12 months |
Interest on margin | ||
Withdrawal fee |
Trading Platforms and Conditions
| Feature | Plus500 | XTB |
|---|---|---|
Trading Platforms | Plus500 | xStation |
Execution Speed | 0 ms | 0 ms |
Scalping | ||
Expert Advisors (EAs) | ||
Depth of Market (DOM) | ||
Spread | average | average |
Trading Assets
| Asset | Plus500 | XTB |
|---|---|---|
Currencies | 65 | 57 |
Indices | 36 | 35 |
Stocks | 1550 | 1997 |
Cryptocurrencies | 0 | 41 |
Bonds | 0 | 3 |
Metals | 5 | 9 |
Energies | 7 | 5 |
Soft Commodities | 10 | 10 |
ETFs | 96 | 177 |
Education and Analytics
| Feature | Plus500 | XTB |
|---|---|---|
Economic Calendar | ||
Indicators | ||
Robots | ||
Signals | ||
Autochartist | ||
Expert Analytics | ||
News Feed | ||
Education Articles | ||
Webinars | ||
Seminars |
Customer Support
| Contact | Plus500 | XTB |
|---|---|---|
Email | support@plus500.com | sales_int@xtb.com |
Phone | — | +35725725356 |
Facebook | — | |
Instagram | — | |
Twitter | — |
Which Broker is Better?
After comparing Plus500 and XTB, Plus500 comes out ahead as our overall pick. It ranks higher in our internal scoring and delivers a stronger balance of pricing (spreads/fees), platform experience, and product range. That said, the runner-up may still be a better fit if you prioritize specific needs—like a particular account type, funding method, or niche instruments. This is not financial advice; always choose a broker that matches your goals and local regulatory requirements.
More Comparisons
Andriy Bondarenko
Broker Analyst
Andriy is a seasoned expert in broker reviews with over a decade of experience in finance and trading. Under his leadership, the team produces in-depth and unbiased analyses of leading trading platforms.