Comparison of Interactive Brokers and XTB
| Feature | Interactive Brokers | XTB |
|---|---|---|
| Broker | ||
| Year Founded | 1977 | 2002 |
| Broker Type | DMA | MM |
| Dealing | A-book | B-book |
| Execution | Market | Instant |
| Regulation | SEC, FINRA, FCA, CBI, CIRO, ASIC, SFC, SEBI, JFSA, MAS | BFSC, KNF, AMF, ACPR, FCA, CNMV, DFSA, BaFin |
| Platforms | Trader Workstation (TWS), IBKR Mobile, Client Portal, IBKR GlobalTrader, FXTrader | xStation |
| Spread | ⬊ Low | ⮕ Average |
| Maximum Leverage | 1:50 | 1:500 |
| Minimum Deposit | $1 | $1 |
| Base Currencies | USD, EUR, GBP, AUD, CAD, CHF, JPY, HKD, SGD, SEK, NOK, DKK, NZD, PLN, HUF, CZK, MXN, ZAR, TRY, ILS, KRW, CNH, AED, SAR, MYR, TWD | USD |
| Funding Methods | Bank Wire, ACH, SEPA/Bank Transfer, Check, Wise/Instarem, Online Bill Pay | Bank Wire, Credit Card, Debit Card, Neteller, Skrill, PaySafeCard |
| Inactivity Fee | ✖ | $10 per month after 12 months |
| Interest on Margin | ✔ | ✖ |
| Withdrawal Fee | First withdrawal each month free; subsequent bank wires ~ $10 | ✖ |
| Investor Protection | SIPC, FSCS, ICS | UK Financial Services Compensation Scheme (FSCS) |
| Protection Size | $500 000 / £85 000 | £85 000 |
| Segregated Accounts | ✔ | ✔ |
| Negative Balance Protection | ✔ | ✔ |
| Guaranteed Stop Loss | ✖ | ✖ |
| Copy Trading | ✖ | ✖ |
| VPS | ✖ | ✖ |
| MAM/PAMM | ✖ | ✖ |
| Scalping Allowed | ✔ | ✔ |
| EAs/Robots | ✔ | ✔ |
| Depth of Market (DOM) | ✔ | ✔ |
| Tradable Assets (CFDs) | Stocks, ETFs, Options, Futures, Forex, Bonds, Mutual Funds, Cryptocurrencies, Commodities, CFDs | Currencies, Indices, Stocks, ETFs, Bonds, Metals, Energies, Soft Commodities, Cryptocurrencies |
| Review | Interactive Brokers Review | XTB Review |
About Interactive Brokers
Interactive Brokers (IBKR) is a global multi-asset broker founded in 1977. Regulated on four continents, IBKR offers direct market access to 150+ exchanges in 33 countries, tight pricing on FX, and some of the lowest commissions in the industry. Clients trade via the powerful Trader Workstation, streamlined Client Portal, or mobile apps, choose from 20+ base currencies, and benefit from SIPC/FSCS investor protection and ESMA-mandated negative balance protection for CFDs.
Pros
- Tier-1 regulation in the US, UK, EU, Canada, Australia, Asia
- Access to 150+ markets across 33 countries and 26 currencies
- Ultra-low spreads and volume-based commissions
- Advanced Trader Workstation plus simple mobile & web platforms
- No minimum deposit for cash accounts and no inactivity fee
- Negative balance protection for EU retail CFD traders
Cons
- Minimum FX order size ~ 20 000 units limits small accounts
- Trader Workstation has a steep learning curve
- No credit/debit-card funding options
- Customer support is not 24/7
About XTB
XTB is a reputable Forex and CFD broker renowned for its user-friendly trading platforms, extensive range of financial instruments, and strong regulatory standing. Established in 2002, XTB has grown to serve clients in numerous countries, offering access to major and minor currency pairs, commodities, indices, and cryptocurrencies. The broker is particularly appreciated for its proprietary xStation platform, which provides advanced charting tools, real-time data, and customizable features tailored to both novice and experienced traders. Additionally, XTB emphasizes education and support, offering a wealth of resources such as webinars, tutorials, and market analysis to help traders make informed decisions. With competitive spreads, transparent pricing, and reliable customer service, XTB stands out as a solid choice for those looking to engage in Forex and CFD trading.
Pros
- Regulated by top-tier financial authorities
- Provides access to Forex, commodities, indices, and cryptocurrencies
- Provides responsive and multilingual support
- Easy-to-navigate platform design
Cons
- Some countries face access limitations
- Certain withdrawal methods may incur additional costs
- xStation offers fewer customization options than some competitors
Interactive Brokers & XTB Regulation
| Feature | Interactive Brokers | XTB |
|---|---|---|
Companies | Interactive Brokers LLC, Interactive Brokers (U.K.) Ltd, Interactive Brokers Ireland Ltd, Interactive Brokers Canada Inc., Interactive Brokers Australia Pty Ltd, Interactive Brokers Hong Kong Ltd, Interactive Brokers India Pvt. Ltd, Interactive Brokers Securities Japan Inc, Interactive Brokers Singapore Pte. Ltd | XTB International Limited, XTB S.A., XTB Limited, XTB Sucursal, XTB MENA Limited, XTB S.A. German Branch |
Countries | United States, United Kingdom, Ireland, Canada, Australia | Belize, Poland, United Kingdom, Spain, United Arab Emirates, Germany |
Regulators | SEC, FINRA, FCA, CBI, CIRO, ASIC, SFC, SEBI, JFSA, MAS | BFSC, KNF, AMF, ACPR, FCA, CNMV, DFSA, BaFin |
Investor Protection | SIPC, FSCS, ICS | UK Financial Services Compensation Scheme (FSCS) |
Investor Protection Size | $500 000 / £85 000 | £85 000 |
Publicly Traded | ||
Segregated Accounts | ||
Guaranteed Stop Loss | ||
Negative Balance Protection |
Companies
Interactive Brokers
Interactive Brokers LLC, Interactive Brokers (U.K.) Ltd, Interactive Brokers Ireland Ltd, Interactive Brokers Canada Inc., Interactive Brokers Australia Pty Ltd, Interactive Brokers Hong Kong Ltd, Interactive Brokers India Pvt. Ltd, Interactive Brokers Securities Japan Inc, Interactive Brokers Singapore Pte. Ltd
XTB
XTB International Limited, XTB S.A., XTB Limited, XTB Sucursal, XTB MENA Limited, XTB S.A. German Branch
Countries
Interactive Brokers
United States, United Kingdom, Ireland, Canada, Australia
XTB
Belize, Poland, United Kingdom, Spain, United Arab Emirates, Germany
Regulators
Interactive Brokers
SEC, FINRA, FCA, CBI, CIRO, ASIC, SFC, SEBI, JFSA, MAS
XTB
BFSC, KNF, AMF, ACPR, FCA, CNMV, DFSA, BaFin
Investor Protection
Interactive Brokers
SIPC, FSCS, ICS
XTB
UK Financial Services Compensation Scheme (FSCS)
Investor Protection Size
Interactive Brokers
$500 000 / £85 000
XTB
£85 000
Publicly Traded
Interactive Brokers
XTB
Segregated Accounts
Interactive Brokers
XTB
Guaranteed Stop Loss
Interactive Brokers
XTB
Negative Balance Protection
Interactive Brokers
XTB
Account Types
| Account | Interactive Brokers | XTB |
|---|---|---|
Market Maker Account | ||
| Account Name | — | Standard |
| Min Deposit | — | $1 |
| Lot Size | — | 0.01 |
| Spread Type | — | Floating |
| Execution | — | Instant |
| Min Spread | — | 0.5 |
| Fee | — | No |
| Max Leverage | — | 1:500 |
| Stop Out | — | 30% |
| Margin Call | — | 100% |
DMA Account | ||
| Account Name | IBKR Pro | — |
| Min Deposit | $0 | — |
| Lot Size | 0.01 | — |
| Spread Type | Floating | — |
| Execution | Market | — |
| Min Spread | 0.1 | — |
| Fee | $4 per 1 lot | — |
| Max Leverage | 1:50 | — |
| Stop Out | 50% | — |
| Margin Call | 100% | — |
| Additional Features | ||
| Demo Account | ||
| VIP Account | ||
| Swap-Free Account | ||
| Copy Trading | ||
| VPS | ||
| PAMM/MAM Accounts | ||
Market Maker Account
Account Name
Interactive Brokers
—
XTB
Standard
Min Deposit
Interactive Brokers
—
XTB
$1
Lot Size
Interactive Brokers
—
XTB
0.01
Spread Type
Interactive Brokers
—
XTB
Floating
Execution
Interactive Brokers
—
XTB
Instant
Min Spread
Interactive Brokers
—
XTB
0.5
Fee
Interactive Brokers
—
XTB
No
Max Leverage
Interactive Brokers
—
XTB
1:500
Stop Out
Interactive Brokers
—
XTB
30%
Margin Call
Interactive Brokers
—
XTB
100%
DMA Account
Account Name
Interactive Brokers
IBKR Pro
XTB
—
Min Deposit
Interactive Brokers
$0
XTB
—
Lot Size
Interactive Brokers
0.01
XTB
—
Spread Type
Interactive Brokers
Floating
XTB
—
Execution
Interactive Brokers
Market
XTB
—
Min Spread
Interactive Brokers
0.1
XTB
—
Fee
Interactive Brokers
$4 per 1 lot
XTB
—
Max Leverage
Interactive Brokers
1:50
XTB
—
Stop Out
Interactive Brokers
50%
XTB
—
Margin Call
Interactive Brokers
100%
XTB
—
Additional Features
Demo Account
Interactive Brokers
XTB
VIP Account
Interactive Brokers
XTB
Swap-Free Account
Interactive Brokers
XTB
Copy Trading
Interactive Brokers
XTB
VPS
Interactive Brokers
XTB
PAMM/MAM Accounts
Interactive Brokers
XTB
Funding and Fees
| Feature | Interactive Brokers | XTB |
|---|---|---|
Base currencies | USD, EUR, GBP, AUD, CAD, CHF, JPY, HKD, SGD, SEK, NOK, DKK, NZD, PLN, HUF, CZK, MXN, ZAR, TRY, ILS, KRW, CNH, AED, SAR, MYR, TWD | USD |
Deposit and withdrawal methods | Bank Wire, ACH, SEPA/Bank Transfer, Check, Wise/Instarem, Online Bill Pay | Bank Wire, Credit Card, Debit Card, Neteller, Skrill, PaySafeCard |
Inactivity fee | $10 per month after 12 months | |
Interest on margin | ||
Withdrawal fee | First withdrawal each month free; subsequent bank wires ~ $10 |
Base currencies
Interactive Brokers
USD, EUR, GBP, AUD, CAD, CHF, JPY, HKD, SGD, SEK, NOK, DKK, NZD, PLN, HUF, CZK, MXN, ZAR, TRY, ILS, KRW, CNH, AED, SAR, MYR, TWD
XTB
USD
Deposit and withdrawal methods
Interactive Brokers
Bank Wire, ACH, SEPA/Bank Transfer, Check, Wise/Instarem, Online Bill Pay
XTB
Bank Wire, Credit Card, Debit Card, Neteller, Skrill, PaySafeCard
Inactivity fee
Interactive Brokers
XTB
$10 per month after 12 months
Interest on margin
Interactive Brokers
XTB
Withdrawal fee
Interactive Brokers
First withdrawal each month free; subsequent bank wires ~ $10
XTB
Trading Platforms and Conditions
| Feature | Interactive Brokers | XTB |
|---|---|---|
Trading Platforms | Trader Workstation (TWS), IBKR Mobile, Client Portal, IBKR GlobalTrader, FXTrader | xStation |
Execution Speed | 4 ms | 0 ms |
Scalping | ||
Expert Advisors (EAs) | ||
Depth of Market (DOM) | ||
Spread | low | average |
Trading Platforms
Interactive Brokers
Trader Workstation (TWS), IBKR Mobile, Client Portal, IBKR GlobalTrader, FXTrader
XTB
xStation
Execution Speed
Interactive Brokers
4 ms
XTB
0 ms
Scalping
Interactive Brokers
XTB
Expert Advisors (EAs)
Interactive Brokers
XTB
Depth of Market (DOM)
Interactive Brokers
XTB
Spread
Interactive Brokers
low
XTB
average
Trading Assets
| Asset | Interactive Brokers | XTB |
|---|---|---|
Currencies | 87 | 57 |
Indices | 23 | 35 |
Stocks | 8139 | 1997 |
Cryptocurrencies | 11 | 41 |
Bonds | 87 | 3 |
Metals | 4 | 9 |
Energies | 10 | 5 |
Soft Commodities | 15 | 10 |
ETFs | 532 | 177 |
Currencies
Interactive Brokers
87
XTB
57
Indices
Interactive Brokers
23
XTB
35
Stocks
Interactive Brokers
8139
XTB
1997
Cryptocurrencies
Interactive Brokers
11
XTB
41
Bonds
Interactive Brokers
87
XTB
3
Metals
Interactive Brokers
4
XTB
9
Energies
Interactive Brokers
10
XTB
5
Soft Commodities
Interactive Brokers
15
XTB
10
ETFs
Interactive Brokers
532
XTB
177
Education and Analytics
| Feature | Interactive Brokers | XTB |
|---|---|---|
Economic Calendar | ||
Indicators | ||
Robots | ||
Signals | ||
Autochartist | ||
Expert Analytics | ||
News Feed | ||
Education Articles | ||
Webinars | ||
Seminars |
Economic Calendar
Interactive Brokers
XTB
Indicators
Interactive Brokers
XTB
Robots
Interactive Brokers
XTB
Signals
Interactive Brokers
XTB
Autochartist
Interactive Brokers
XTB
Expert Analytics
Interactive Brokers
XTB
News Feed
Interactive Brokers
XTB
Education Articles
Interactive Brokers
XTB
Webinars
Interactive Brokers
XTB
Seminars
Interactive Brokers
XTB
Customer Support
| Contact | Interactive Brokers | XTB |
|---|---|---|
Email | help@interactivebrokers.com | sales_int@xtb.com |
Phone | +18774422757 | +35725725356 |
Facebook | — | |
LinkedIn | — | |
YouTube | YouTube | — |
Instagram | — | |
Twitter | — |
Email
Interactive Brokers
Phone
Interactive Brokers
XTB
Facebook
Interactive Brokers
XTB
—
LinkedIn
Interactive Brokers
XTB
—
YouTube
Interactive Brokers
XTB
—
Instagram
Interactive Brokers
XTB
—
Twitter
Interactive Brokers
XTB
—
Which Broker is Better?
After comparing Interactive Brokers and XTB, Interactive Brokers comes out ahead as our overall pick. It ranks higher in our internal scoring and delivers a stronger balance of pricing (spreads/fees), platform experience, and product range. That said, the runner-up may still be a better fit if you prioritize specific needs—like a particular account type, funding method, or niche instruments. This is not financial advice; always choose a broker that matches your goals and local regulatory requirements.
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Andriy Bondarenko
Broker Analyst
Andriy is a seasoned expert in broker reviews with over a decade of experience in finance and trading. Under his leadership, the team produces in-depth and unbiased analyses of leading trading platforms.