Comparison of LiteFinance and XM
| Feature | LiteFinance | XM |
|---|---|---|
| Broker | ||
| Year Founded | 2005 | 2009 |
| Broker Type | STP, ECN | MM |
| Dealing | A-book | B-book |
| Execution | Market | Market |
| Regulation | SVGFSA, CySEC | BFSC, CySEC, ASIC, DFSA |
| Platforms | MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader | MetaTrader 4 (MT4), MetaTrader 5 (MT5) |
| Spread | ⬊ Low | ⬊ Low |
| Maximum Leverage | 1:1000 | 1:1000 |
| Minimum Deposit | $10 | $5 |
| Base Currencies | USD, EUR | USD, EUR, GBP, AUD, CHF, JPY, PLN, ZAR, SGD, HUF |
| Funding Methods | Credit/Debit Cards, Bank Transfers, STICPAY, Perfect Money, Neteller, Skrill, Volet, Cryptocurrencies (BTC, ETH, USDT, LTC, XRP) | Bank Wire, Credit Card, Debit Card, FasaPay, Giropay, IDEAL, Jeton, Mobile Money, MuchBetter, Neteller, NganLuong, Paysafecard, Perfect Money, POLi, Przelewy24, Skrill, STICPAY, Trustly, China UnionPay, WebMoney |
| Inactivity Fee | $10 after two months inactivity | $15 after 12 months |
| Interest on Margin | ✖ | ✖ |
| Withdrawal Fee | ✖ | ✖ |
| Investor Protection | Investor Compensation Fund | Investor Compensation Fund (ICF) |
| Protection Size | €20000 | €20 000 |
| Segregated Accounts | ✔ | ✔ |
| Negative Balance Protection | ✔ | ✔ |
| Guaranteed Stop Loss | ✖ | ✖ |
| Copy Trading | ✔ | ✔ |
| VPS | ✔ | ✔ |
| MAM/PAMM | ✖ | ✖ |
| Scalping Allowed | ✔ | ✔ |
| EAs/Robots | ✔ | ✔ |
| Depth of Market (DOM) | ✔ | ✔ |
| Tradable Assets (CFDs) | Forex pairs, Indices CFDs, Commodities, Stocks CFDs, Cryptocurrencies | Currencies, Indices, Stocks, Cryptocurrencies, Metals, Energies, Soft Commodities |
| Review | LiteFinance Review | XM Review |
About LiteFinance
LiteFinance is a long-standing, award-winning multi-asset broker that’s ideal for active, cost-conscious traders. Since 2005 they’ve combined true ECN liquidity with tight raw spreads (from 0.0 pips) and leverage up to 1:1000, all delivered through MetaTrader 4/5, cTrader, WebTrader and mobile platforms. Fully regulated in Cyprus (CySEC) and Saint Vincent & the Grenadines (SVGFSA), LiteFinance supports Islamic (swap-free), Cent and Demo accounts, plus social copy-trading - so whether you’re a scalper hunting the best execution, an algo-trader running EAs, or just testing strategies in a low-risk environment, you’ll find the tools, transparency and global payment options (cards, wire, e-wallets, crypto) to trade with confidence.
Pros
- Zero‑pip raw spreads on ECN accounts
- Leverage up to 1:1000
- MT4, MT5, cTrader & proprietary platforms
- Regulated by CySEC & SVGFSA
- Islamic, Cent, and copy‑trading supported
Cons
- $10 inactivity fee after two months
- No 24/7 customer support
- Investor protection limited outside EU
About XM
XM is a globally recognized forex and CFD broker established in 2009. Regulated by reputable financial authorities such as the Cyprus Securities and Exchange Commission (CySEC) and the Australian Securities and Investments Commission (ASIC), XM provides a secure and transparent trading environment. The broker offers access to over 1000 financial instruments, including forex pairs, commodities, indices, metals, and energies, catering to both novice and experienced traders. One of XM's standout features is its commitment to client education and support. The broker provides extensive educational resources like webinars, tutorials, and market analyses to help traders make informed decisions. With multiple account types, competitive spreads, and support for popular trading platforms like MetaTrader 4 and MetaTrader 5, XM aims to deliver a flexible and user-friendly trading experience tailored to individual needs.
Pros
- Regulated by reputable authorities
- Wide range of trading instruments
- Multiple account types
- Competitive spreads and leverage
- Comprehensive educational resources
- Advanced trading platforms
- Multilingual customer support
Cons
- Inactivity fees
- Restricted in certain countries
LiteFinance & XM Regulation
| Feature | LiteFinance | XM |
|---|---|---|
Companies | LiteFinance Global LLC, Liteforex (Europe) Ltd | XM Global Limited, Trading Point Of Financial Instruments Ltd, Trading Point of Financial Instruments Pty Limited, Trading Point MENA Limited |
Countries | Saint Vincent & the Grenadines, Cyprus | Belize, Cyprus, Australia, United Arab Emirates |
Regulators | SVGFSA, CySEC | BFSC, CySEC, ASIC, DFSA |
Investor Protection | Investor Compensation Fund | Investor Compensation Fund (ICF) |
Investor Protection Size | €20000 | €20 000 |
Publicly Traded | ||
Segregated Accounts | ||
Guaranteed Stop Loss | ||
Negative Balance Protection |
Account Types
| Account | LiteFinance | XM |
|---|---|---|
Market Maker Account | ||
| Account Name | — | Standard |
| Min Deposit | — | $5 |
| Lot Size | — | 0.01 |
| Spread Type | — | Floating |
| Execution | — | Market |
| Min Spread | — | 1.6 |
| Fee | — | No |
| Max Leverage | — | 1:1000 |
| Stop Out | — | 20% |
| Margin Call | — | 50% |
STP Account | ||
| Account Name | CLASSIC | — |
| Min Deposit | $50 | — |
| Lot Size | 0.01 | — |
| Spread Type | Floating | — |
| Execution | Market | — |
| Min Spread | 1.8 | — |
| Fee | No | — |
| Max Leverage | 1:1000 | — |
| Stop Out | 20% | — |
| Margin Call | 100% | — |
ECN Account | ||
| Account Name | ECN | — |
| Min Deposit | $50 | — |
| Lot Size | 0.01 | — |
| Spread Type | Floating | — |
| Execution | Market | — |
| Min Spread | 0 | — |
| Fee | $10 per 1 lot | — |
| Max Leverage | 1:1000 | — |
| Stop Out | 20% | — |
| Margin Call | 100% | — |
Cent Account | ||
| Account Name | CENT | Micro |
| Min Deposit | $10 | $5 |
| Lot Size | 0.01 | 0.01 |
| Spread Type | Floating | Floating |
| Execution | Market | Market |
| Min Spread | 3 | 1.6 |
| Fee | No | No |
| Max Leverage | 1:200 | 1:1000 |
| Stop Out | 50% | 20% |
| Margin Call | 100% | 50% |
| Additional Features | ||
| Demo Account | ||
| VIP Account | ||
| Swap-Free Account | ||
| Copy Trading | ||
| VPS | ||
| PAMM/MAM Accounts | ||
Funding and Fees
| Feature | LiteFinance | XM |
|---|---|---|
Base currencies | USD, EUR | USD, EUR, GBP, AUD, CHF, JPY, PLN, ZAR, SGD, HUF |
Deposit and withdrawal methods | Credit/Debit Cards, Bank Transfers, STICPAY, Perfect Money, Neteller, Skrill, Volet, Cryptocurrencies (BTC, ETH, USDT, LTC, XRP) | Bank Wire, Credit Card, Debit Card, FasaPay, Giropay, IDEAL, Jeton, Mobile Money, MuchBetter, Neteller, NganLuong, Paysafecard, Perfect Money, POLi, Przelewy24, Skrill, STICPAY, Trustly, China UnionPay, WebMoney |
Inactivity fee | $10 after two months inactivity | $15 after 12 months |
Interest on margin | ||
Withdrawal fee |
Trading Platforms and Conditions
| Feature | LiteFinance | XM |
|---|---|---|
Trading Platforms | MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader | MetaTrader 4 (MT4), MetaTrader 5 (MT5) |
Execution Speed | 100 ms | 0 ms |
Scalping | ||
Expert Advisors (EAs) | ||
Depth of Market (DOM) | ||
Spread | low | low |
Trading Assets
| Asset | LiteFinance | XM |
|---|---|---|
Currencies | 57 | 55 |
Indices | 15 | 50 |
Stocks | 443 | 1307 |
Cryptocurrencies | 63 | 58 |
Bonds | 0 | 0 |
Metals | 5 | 3 |
Energies | 3 | 3 |
Soft Commodities | 5 | 8 |
ETFs | 0 | 0 |
Education and Analytics
| Feature | LiteFinance | XM |
|---|---|---|
Economic Calendar | ||
Indicators | ||
Robots | ||
Signals | ||
Autochartist | ||
Expert Analytics | ||
News Feed | ||
Education Articles | ||
Webinars | ||
Seminars |
Bonuses
| Bonus | LiteFinance | XM |
|---|---|---|
| Welcome Bonus | ||
| Is available | ||
| Size | — | 100%, up to $5000 |
| Details | — | Learn More |
Contests
| Feature | LiteFinance | XM |
|---|---|---|
| Demo Contests | ||
| Is available | ||
| Contests List |
| — |
| Live Contests | ||
| Is available | ||
| Contests List | — |
|
- Best Of The BestStart Balance: $5000 · Prize Pool: $10000 · Period: MonthlyLearn More
- StarterStart Balance: $500 · Prize Pool: $15000 · Period: WeeklyLearn More
- ProStart Balance: $1000 · Prize Pool: $30,000 · Period: WeeklyLearn More
Customer Support
| Contact | LiteFinance | XM |
|---|---|---|
Email | clients@litefinance.com | support@xm.com |
Phone | +447520644437 | +5012236696 |
Telegram | Telegram | — |
Facebook | ||
LinkedIn | ||
YouTube | YouTube | YouTube |
Instagram | ||
Twitter | ||
TikTok | — | TikTok |
Which Broker is Better?
After comparing LiteFinance and XM, XM comes out ahead as our overall pick. It ranks higher in our internal scoring and delivers a stronger balance of pricing (spreads/fees), platform experience, and product range. That said, the runner-up may still be a better fit if you prioritize specific needs—like a particular account type, funding method, or niche instruments. This is not financial advice; always choose a broker that matches your goals and local regulatory requirements.
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Andriy Bondarenko
Broker Analyst
Andriy is a seasoned expert in broker reviews with over a decade of experience in finance and trading. Under his leadership, the team produces in-depth and unbiased analyses of leading trading platforms.